You’ll have benefits like those you’d expect from big employers.HumanaOne® Portrait™ is designed to meet your needs with benefits including:
A choice of deductibles. HumanaOne Portrait offers a choice of deductible options. Choose the level that best suits the needs of you and/or your family:
| Individual Deductible | Family Deductible* |
| $1,000 | $2,000 |
| $2,500 | $5,000 |
| (in-network) | (in-network) |
- 80% Coverage for Most In-Network Medical Services. Once you reach your annual deductible, HumanaOne Portrait shares the cost of medical care with you. You’ll pay just 20 percent of the cost of covered in-network medical care.
- Maximum Out-of-Pocket Limit. Once you’ve paid a total of $2,000/individual or $4,000/family (not including individual or family deductible), HumanaOne Portrait will pay 100 percent of most covered, in-network medical costs for the remainder of the calendar year.
- Prescription Drug Coverage. HumanaOne Portrait includes a prescription drug benefit with copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
- $5 million in Lifetime Coverage. HumanaOne Portrait provides coverage that may protect you and your family from the expense of a major medical event.
It’s easy to see the doctor of your choice.
With HumanaOne Portrait there’s nothing stopping you from receiving the care you need. The plan pays benefits for hospital inpatient and outpatient services, emergency room care and even preventive care. Even more, the following plan features help ensure you’ll have easy access to medical care.- Unlimited Office Visits. You can visit your in-network primary care physician and doctors any time for a covered illness or injury and pay just a low $35 copayment ($50 for specialists).
- A Network You Can Rely On. HumanaOne has an extensive network of health care providers — the same doctors, hospitals and pharmacies you now use are likely among them. You’ll receive the most savings from HumanaOne Portrait when visiting a provider in-network.
Your questions answered about HumanaOne® Portrait™
Q. Can I see the same physicians who already treat me?
You have the freedom to see the provider of your choice. You will receive the most savings from your plan when visiting a provider in-network.
Q. How long can I rely on HumanaOne Portrait coverage to be there?
As long as you need it; your HumanaOne Portrait plan is guaranteed renewable.*
Q. What happens after I’m approved for HumanaOne Portrait coverage?
You’ll receive a Health Plan Guide containing the information you need to start using your HumanaOne Portrait plan with confidence. In addition, you can call our customer care consultants or go online at any time.
Q. Are you going to raise the rates as soon as I become a member?
The rate for your current plan is guaranteed not to increase for the initial 12 months, as long as you stay within the same plan and reside in the same area.
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HuamanaOne Plans at a Glance





